Terms of Service

Last Updated: August 2025

Acceptance of Terms

By accessing and using the banorelistuqav Financial Services website and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website or services.

Description of Services

banorelistuqav Financial Services provides professional financial auditing and consultation services to individuals and businesses across Canada. Our services include:

  • Individual financial auditing and consultation
  • Business financial auditing services
  • Financial analysis and reporting
  • Professional financial consultation

Eligibility

Our services are available to:

  • Individuals who are 18 years of age or older
  • Businesses and organizations
  • Clients located in Canada or with Canadian financial interests

Professional Relationship

By engaging our services, you acknowledge that:

  • A professional service relationship is established upon acceptance of your service request
  • All services are provided in accordance with Canadian professional standards
  • Our role is to provide professional auditing and consultation services
  • We do not provide investment advice or make financial recommendations

Client Responsibilities

As our client, you agree to:

  • Provide accurate and complete information
  • Respond promptly to requests for additional information or clarification
  • Maintain confidentiality of our professional recommendations
  • Pay fees in accordance with our agreed terms
  • Notify us of any changes that may affect our services

Professional Standards and Limitations

Professional Conduct

Our services are provided in accordance with:

  • Canadian professional auditing standards
  • Applicable provincial and federal regulations
  • Professional codes of conduct and ethics

Service Limitations

Please understand that our services:

  • Are designed to improve financial understanding and well-being
  • Do not guarantee specific financial outcomes
  • Are based on information provided at the time of service
  • May require updates as circumstances change

Fees and Payment

Service fees are determined based on:

  • The type and complexity of services requested
  • Time required to complete the engagement
  • Professional standards and market rates

Payment terms will be clearly communicated before service commencement.

Confidentiality

We maintain strict confidentiality regarding:

  • All client information and financial data
  • Professional communications and correspondence
  • Service outcomes and recommendations

Confidentiality is maintained in accordance with professional standards and applicable privacy laws.

Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of banorelistuqav Financial Services and is protected by Canadian and international copyright laws.

Website Use

Permitted Use

You may use our website for:

  • Learning about our services
  • Contacting us for professional consultation
  • Accessing general financial information

Prohibited Use

You may not:

  • Use our website for illegal or unauthorized purposes
  • Attempt to gain unauthorized access to our systems
  • Distribute malware or harmful code
  • Violate any applicable laws or regulations

Disclaimers

Our website and services are provided "as is" without warranties of any kind. We do not warrant that:

  • Our website will be uninterrupted or error-free
  • All information on our website is current or accurate
  • Our services will meet your specific requirements

Limitation of Liability

To the maximum extent permitted by law, banorelistuqav Financial Services shall not be liable for:

  • Indirect, incidental, or consequential damages
  • Loss of profits, data, or business opportunities
  • Damages arising from third-party actions

Professional Liability Insurance

banorelistuqav Financial Services maintains professional liability insurance in accordance with industry standards and regulatory requirements.

Termination

Either party may terminate the professional relationship with reasonable notice. Termination does not affect:

  • Confidentiality obligations
  • Payment obligations for services already provided
  • Professional standards requirements

Governing Law

These Terms are governed by the laws of Ontario, Canada, and applicable federal legislation. Any disputes will be resolved in the courts of Ontario.

Changes to Terms

We may modify these Terms from time to time. Material changes will be communicated through our website, and continued use of our services constitutes acceptance of the modified Terms.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Contact Information

For questions about these Terms of Service, please contact us:

banorelistuqav Financial Services
220 King St W
Toronto, ON M5H 1K4
Canada

Phone: +1 416-935-0137
Email: info@banorelistuqav.com

Professional Associations

banorelistuqav Financial Services operates in accordance with the standards and requirements of relevant Canadian professional accounting and auditing associations.

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